To be the best with managing your finances; to master what goes on in your head, focus on the present moment.
A money action you take right now is part of a bigger picture.
Success with money comes with the little steps you take daily.
Mid-week is a perfect time to focus.
Yea I know you hate the hump day camel, right?
Now that I have your undivided attention, here’s what to do.
Well, before that, there’s this:
Wednesday was powerful for advertising when I was a kid. We were brainwashed by television in New York that Wednesday was “PRINCE SPAGHETTI DAY.”
I still remember the commercials. I drove my mother insane. I would only eat PRINCE SPAGHETTI on Wednesday. It got so bad she fired off a complaint letter to the Prince Pasta Company.
No Pastina, no rigatoni. Spaghetti. Prince Spaghetti. For years.
So let me brainwash you for a month. That’s all.
Ask yourself these questions then answer honestly. No cheating!
How much will you spend today? What is the focus of your spending? Create the visuals. Make mental notes. Take an inventory. Then ask.
Are the expenditures necessary? Now that you had a chance to think about how your hard-earned money will be spent, step back and consider – which are needs, which are wants.
Can you now wait until the middle of next week? If the purchase is a want, see if you can do without it for a week. A week from today. That’s all I ask!
OK, so what if it’s a need? Still wait if you can. See if you can lower the cost of the purchase. Use the time to do some homework. Shop around.
Can you make every Wednesday a no-spend day? Complete this exercise for two weeks a month. At the end of the month, discover how much more money you have remaining in your checking account.
See? You have trained your mind to delay gratification!
Greater money discipline comes from a focus on the present moment.
For me anyway.
Well, you know.