Some people are their own worst enemies.

This isn’t some new-age bullshit.

If you berate the person in the mirror and think or speak in defeatist terms, then you’ll walk a loser path word bricks have laid out for you.

So what are the words, phrases and sentences that can help you alter your current thinking about money?

How can you create a positive financial feedback loop?

Random Thoughts:

1). The words you say to yourself are everything.  Even if not exactly true (yet), what you convince your mind of, will eventually happen.  It’s called imprinting. You’re moving your thought process from negative to positive. Here’s how to switch it up. So you tell little white lies to yourself. Big deal. As long as their positive, who you hurting?

Give yourself a break.

Instead of:  “I’m a spender,” say “I’m a saver.” 

“I will use cash over credit.”

“I will save 5-10% of my salary.”

You’ll be receptive to take constructive action if you train your mind to feel good first about the decision you made. Say it then do it.

Get your lazy ass online to your 401(k) account and increase your contribution by 2% this weekend. Then worry about where the money is going to come from. You won’t even notice the change.

2). Ask yourself better questions.  Never use the word: Why. Why sets the stage for financial failure and mental obstacles.  Why can be a death sentence.

Replace why with how.

For example, “why don’t I receive a raise?” is defeating language.

Think: “How can I receive a raise?” which forces the mind to create action steps to the goal you’re looking to achieve.

3). Create a “Crossroad Statement.” A “Crossroad Statement” is a “blood” declaration to yourself; it’s when you finally admit your current financial situation is not where you want to be.

It’s a decision in writing, to make a change – “I will be credit card debt free by February 2015.”

Keep your CRS with you; place it as a reminder in your smartphone.

4). Shamelessly employ coaches. Want to make your “Crossroad Statement” strong? Share it with people who will hold you accountable, keep you on track and celebrate your success.

5). Failure is power. Yeah, you read that right. So you fail at something, so what? What did you learn? How will you use the lessons to move ahead?

Words are everything.

The ones you employ to money map your mind will make a big difference to your future.